Visa-free travel in the EU Schengen Area
Permanent Residency granted within six months of submission
No minimum residency requirements
Capital outlay as low as €125,000
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Why Consider Malta Permanent Residency?

What to Expect from Malta Residence by Investment

It’s clear to see why investments in Malta resident permits are increasing in popularity. 

Boasting a stable political climate and a low risk of financial instability, Malta offers a European standard of living within a beautiful Mediterranean setting. 

The country has been a member of the EU since 2004, and of the Schengen Area since 2007.

The Malta Permanent Residence Programme (MPRP) offers great advantages to both individuals and families who are seeking to operate throughout the European Union Schengen Area.

And what’s more, the Maltese Government is pro-business, meaning creating a company in Malta is a straightforward process. 

There is much to love about Malta and the benefits that accompany residency. 

For example, Malta’s legislation and tax system are amongst the most favourable in Europe, as well as boasting low crime rates, a laidback lifestyle, proximity to the sea, and 300 days of sunshine per year. 

English is an official language of Malta (alongside Maltese) and is widely spoken. All government forms and documents are produced in English, as well as road signs, restaurant menus, and other important information.

Malta residency extends to spouses, children under 18, children over 18 (as long as they are unmarried and non-economically active), as well as parents and grandparents that are primarily dependent on the main applicant.

Malta
Capital city: Valletta
Languages: Maltese, English
Visa free countries: 26 (Schengen Area)
Currency: Euro €
Total area: 316 km²
Population: 525,285 (2020)
Nearest country: Italy, 80 km
Time zone: Central European (UTC+01:00)

Malta Permanent Residence Requirements

Malta provides two options to qualify for permanent residence plus a few additional requirements as outlined below.

Option 1: Property Purchase

The first option to invest in Malta permanent residence involves:

  • Making a government contribution of €68,000

AND

  • Purchasing a property with a minimum value of €300,000 in the south of Malta and Gozo, or €350,000 in any other area of the country
Option 2: Property Lease

The second option to invest in Malta permanent residence involves:

  • Making a government contribution of €98,000

AND

  • Renting a residential property for a minimum annual lease of €10,000 in the south of Malta and Gozo, or €12,000 in any other area of the country
Charity

With Option 1 or Option 2, a charitable donation of €2,000 is required.

Considerations

Before applying to the Malta Permanent Residence Programme, it’s important to take the following considerations into account:

  • Whether purchasing or leasing a property, the minimum hold time is five years
  • For both options, applicants can add parents or grandparents for an additional fee of €7,500 each
  • All applicants must have Malta health insurance
  • Applicants must declare that they are in possession of a minimum of €500,000 in capital assets, of which €150,000 must be shown as available liquid assets
Government Website

To find out more about how to get Malta residency, view the official government website.



 

Malta Permanent Residence Application

  • Month 1

    Prepare application and supporting documents. Submit residency application and initial contribution deposit of €10,000

  • Month 2

    Government application processing and due diligence

  • Month 7

    Application approved in principle
    Second contribution due of €30,000

  • Month 8

    Lease/purchase of property
    Health insurance
    Charity donation
    Submit proof of requirements satisfied
    Third and final contribution payment
    Residence cards issued

Frequently Asked Questions

Who is eligible to apply for Maltese residency?

Third-country nationals, excluding EU, EEA and Switzerland are eligible to apply for the Malta Permanent Residence Programme. 

The list of currently sanctioned countries which are ineligible to apply may be revised from time to time by the Agency at its discretion.

Who can be included within the Malta permanent residence application?

In addition to the main applicant, Malta residency includes spouses, children under 18, children over 18 (as long as they are unmarried and non-economically active). 

Parents and grandparents that are primarily dependent on the main applicant can also be added at an additional cost of €7,500 each.

What type of organisation can the voluntary contribution be made to?

A financial contribution of €2,000 can to be made to a local registered philanthropic, cultural, sport, scientific, animal welfare or artistic NGO registered with the Commissioner for Voluntary Organisations, or as otherwise approved by the Agency.

What is the validity period of the residence certificate and the residence card?

The residence certificate does not expire provided all the Programme obligations are adhered to. 

The residence card is valid for 5 years or until cut-off dates, at ages 14 and 18, following which the beneficiary should reapply for the card renewal with our Agency. 

Is it possible for a beneficiary to add a dependant at a later stage after initial application submission?

Yes, this is possible. However, these are to be added to the application after the Malta residence permit and certificate are issued. 

A further application pack must be submitted containing several documents which are required to support the addition to the application.

Does the applicant need to own/lease property in Malta at the application stage?

No. The person applying for Malta residency must own or lease a property and submit the relevant documentation within eight months from the date of issue of the Letter of Approval in Principle. 

However, if a property has been leased or purchased prior to the application submission, it may still be accepted ensuring it falls in line with relevant requirements. 

Is the €500,000 capital requirement distinctive from the value of property acquired/leased in Malta?

Yes, they are distinct requirements. Malta residency applicants must firstly provide proof of €500,000 capital, out of which a minimum of €150,000 should be financial assets; and secondly, own a property valued at €300,000/€350,000 or rent of €10,000/€12,000 per annum.

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Ryan Darmanin

"Our experienced team are here to guide you every step of the way. We've helped well over 500 individuals and their families over the past eight years. We're here to discuss your needs and offer advice, so please do get in touch."