$150,000

minimum requirement

10

residency programs

7,500+

successful applicants

Residence by Investment can provide the right to live, study, invest, or spend time in another country, depending on the permit. It generally grants residence rather than citizenship, although permanent residence or citizenship may become possible after additional requirements are met. Programs vary in cost, processing time, physical presence, family inclusion, renewal conditions, tax considerations, and long-term pathways.

Residence Programs

Flag of Anguilla Anguilla

MINIMUM REQUIREMENT: USD $150,000

Anguilla offers residence options for individuals and families seeking a stable Caribbean base with an attractive lifestyle, English-speaking environment, and potential tax planning relevance. Applicants should obtain professional advice before relying on any tax outcome, as tax treatment depends on residence, income, assets, and personal circumstances.

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Flag of Canada Canada

MINIMUM REQUIREMENT: CAD $290,000

Canada’s Start-Up Visa Program is paused to general new applications. However, Latitude currently has access to a limited number of remaining opportunities for suitable applicants. Eligibility and availability must be confirmed individually and will depend on the applicant, proposed business, supporting organization, and current government requirements.

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Flag of Cayman Islands Cayman Islands

MINIMUM REQUIREMENT: USD $1,200,000

The Cayman Islands offer residence options for financially independent individuals and investors, with requirements depending on the specific certificate or route selected. The jurisdiction may appeal to applicants seeking a stable British Overseas Territory, high-quality infrastructure, international finance environment, and Caribbean lifestyle.

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Flag of Cyprus Cyprus

MINIMUM REQUIREMENT: EUR €300,000

Cyprus offers a permanent residence route for qualifying third-country nationals through eligible investment options, including real estate and certain business or investment routes. Cyprus may appeal to applicants seeking an EU jurisdiction, lifestyle advantages, education access, and a long-term Mediterranean base.

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Flag of Greece Greece

MINIMUM REQUIREMENT: EUR €250,000

The Greece Golden Visa provides residence for eligible non-EU applicants through qualifying investment. Real estate thresholds vary depending on location and property type, with higher thresholds in many popular areas. Greece may appeal to applicants seeking Schengen Area travel access, a Mediterranean lifestyle, and a renewable European residence permit.

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Flag of Italy Italy

MINIMUM REQUIREMENT: EUR €250,000

The Investor Visa for Italy allows eligible non-EU nationals to apply for residence through qualifying investment options, including investment in an innovative start-up, Italian companies, government bonds, or philanthropic projects. Italy may appeal to applicants seeking a European residence route with lifestyle, business, and long-term residence planning potential.

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Flag of Malta Malta

MINIMUM REQUIREMENT: EUR €170,000

The Malta Permanent Residence Program offers eligible non-EU nationals a route to permanent residence in Malta. Applicants may benefit from the right to reside in Malta, visa-free travel within the Schengen Area for short stays, family inclusion, and a stable English-speaking EU jurisdiction. Eligibility, costs, property requirements, and contribution amounts depend on the applicant’s circumstances and current program rules.

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Flag of New Zealand New Zealand

MINIMUM REQUIREMENT: NZD $5,000,000

New Zealand’s Active Investor Plus Visa offers two investment categories: Growth and Balanced. Applicants may be able to obtain residence through qualifying investment, subject to meeting investment, time-in-country, source of funds, health, character, and other requirements. New Zealand may appeal to investors seeking stability, quality of life, education, and long-term family planning.

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Flag of Panama Panama

MINIMUM REQUIREMENT: USD $300,000

Panama’s Qualified Investor Visa allows eligible applicants to apply for permanent residence through qualifying real estate, securities, or fixed-term deposit routes. Panama may appeal to applicants seeking an efficient residence process, access to the Americas, a US dollar economy, and a favorable lifestyle and business environment.

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Flag of Portugal Portugal

MINIMUM REQUIREMENT: EUR €200,000

Portugal’s Golden Visa provides a residence route through eligible investment options. Real estate investment is no longer available under the current framework, but other qualifying routes remain, including cultural support, investment funds, job creation, and business-related options. Portugal may appeal to applicants seeking Schengen Area travel access, long-term residence planning, and potential future citizenship eligibility.

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Speak to a Global Residence Expert

Latitude is a global leader in residence and citizenship advisory. Our IMC-certified professionals specialize in cross-jurisdictional residence and citizenship planning, helping clients compare leading options across Europe, the Caribbean, the Americas, the Pacific, and beyond. Every applicant’s circumstances are different. The right residence route depends on nationality, family composition, budget, timeline, travel needs, source of funds, due diligence profile, tax considerations, business interests, lifestyle goals, and long-term objectives.

Latitude is a global leader in residence and citizenship advisory. Our IMC-certified professionals specialize in cross-jurisdictional residence and citizenship planning, helping clients compare leading options across Europe, the Caribbean, the Americas, the Pacific, and beyond. Every applicant’s circumstances are different. The right residence route depends on nationality, family composition, budget, timeline, travel needs, source of funds, due diligence profile, tax considerations, business interests, lifestyle goals, and long-term objectives.

Advantages of Second Residence

GREATER SECURITY AND STABILITY

A second residence can form part of a long-term contingency plan, giving individuals and families the option to spend time in another jurisdiction if political, economic, personal, or business circumstances change.

ENHANCED MOBILITY

Some residence permits, particularly in Schengen Area countries, may provide visa-free travel within the Schengen Area for short stays. Travel rights vary by program and should always be confirmed before making travel plans.

FAMILY PLANNING

Many Residence by Investment programs allow eligible family members to be included, such as a spouse or partner, dependent children, and sometimes parents or other dependents, depending on the program rules.

LIFESTYLE AND RELOCATION OPTIONS

A residence permit can create the option to live, spend time, retire, study, or build a base in another country. Lifestyle factors such as climate, education, healthcare access, safety, connectivity, and language may all influence the right choice.

EDUCATION OPPORTUNITIES

Residence planning may support access to schools, universities, or domestic education systems in some countries, subject to local rules, residence status, and institution-specific requirements.

BUSINESS AND INVESTMENT FLEXIBILITY

For entrepreneurs, investors, and business owners, a second residence can support market access, company structuring, banking conversations, regional travel, investment planning, and long-term commercial strategy.

TAX AND WEALTH PLANNING

Residence planning can be relevant to wider tax, succession, wealth, and family office strategies. Tax residence is separate from immigration residence, and professional tax advice should always be obtained.

POTENTIAL LONG-TERM PATHWAYS

Some residence programs may create a pathway to permanent residence or citizenship after a period of time. These outcomes are not automatic and may require physical presence, language ability, integration, tax compliance, and other requirements.

Frequently Asked Questions About Residence by Investment

Residence by Investment allows eligible individuals and families to obtain residence rights in another country through a qualifying investment, contribution, property purchase, fund investment, bank deposit, business activity, or other approved route. 

No. Residence and citizenship are different legal statuses. Residence usually gives permission to live in a country, while citizenship provides nationality and passport rights. Some residence programs may lead to citizenship later, but this is not automatic. 

A Golden Visa is a common term for certain Residence by Investment programs, especially in Europe. It usually refers to a residence permit granted through a qualifying investment, although requirements and benefits vary by country. 

Latitude advises on residence options in countries including Anguilla, the Cayman Islands, Cyprus, Greece, Italy, Malta, New Zealand, Panama, and Portugal. Program availability, rules, and requirements can change over time. 

Among the options listed on this page, Anguilla has one of the lowest starting points, with a contribution route starting from USD $150,000. However, the most suitable route depends on your goals, family profile, tax position, timeline, and long-term plans. 

Processing times vary by country and by case. Some programs may be processed in a few months, while others can take longer depending on document readiness, due diligence, investment completion, government processing, biometrics, and application complexity. 

Many residence programs allow eligible family members to be included, such as a spouse or partner and dependent children. Some programs may also allow parents or other dependents. Family eligibility varies by jurisdiction. 

Not always. Some programs have low physical presence requirements, while others require more substantial residence to renew the permit, obtain permanent residence, or become eligible for citizenship. Requirements vary by country. 

This depends on the program. Some residence permits include work rights, while others restrict employment or require separate authorization. Applicants should confirm the specific rights attached to the permit before applying. 

In some countries, residence may support access to education, but rules vary by jurisdiction, permit type, school, and residency status. Applicants should confirm education access before relying on it. 

Not necessarily. Healthcare access varies by country and residence status. Some applicants may need private health insurance, and public healthcare access may be subject to local eligibility rules. 

Residence permits issued by Schengen Area countries may allow short-stay travel within the Schengen Area, generally up to 90 days in any 180-day period. This does not usually mean the right to live or work in every Schengen country. 

European residence options include Portugal, Greece, Italy, Malta, and Cyprus. However, Cyprus is an EU member state but is not currently part of the Schengen Area. 

Yes, Portugal’s Golden Visa remains available through qualifying routes, but real estate investment is no longer an eligible option. Current routes include options such as cultural support, investment funds, job creation, and business-related investment. 

No. Spain’s Golden Visa route has ended and is no longer an active Residence by Investment option. 

Canada’s Start-Up Visa Program is currently paused. However, some final places have been secured by Latitude. Anyone interested in these last spots should get in touch with Latitude as soon as possible.  

Portugal and Greece both offer European residence routes, but they differ in qualifying investments, timelines, physical presence requirements, property options, renewal rules, and potential citizenship pathways. The right option depends on the applicant’s objectives and circumstances. 

Malta’s MPRP is a permanent residence program for eligible non-EU nationals seeking residence in Malta. Portugal’s Golden Visa is a residence permit route that may support longer-term residence and potential citizenship eligibility after meeting additional requirements. They differ in cost, property requirements, residence rights, timelines, and long-term outcomes. 

Some residence programs may create a pathway to citizenship after several years. However, citizenship is not guaranteed and may require physical residence, language tests, integration requirements, tax compliance, good character, and other nationality law criteria. 

Not automatically in most cases. Immigration residence and tax residence are separate issues. Tax treatment depends on the country, time spent there, domicile, income, assets, remittances, and personal circumstances. Professional tax advice should be obtained. 

Usually, obtaining a second residence does not require giving up existing citizenship. However, applicants should consider immigration, tax, reporting, and compliance obligations in all relevant countries. 

Requirements vary by country but commonly include passports, birth certificates, marriage certificates, police certificates, proof of address, bank statements, source of funds documents, medical insurance, investment documents, and due diligence information. 

Due diligence is the background, identity, financial, source of funds, and risk review carried out on applicants and qualifying dependents. It is a central part of reputable residence programs. 

Some residence programs include real estate routes, including Greece, Cyprus, Panama, Cayman Islands, and Anguilla. Others, such as Portugal, no longer allow real estate investment under the Golden Visa route. 

No. Real estate value, rental income, resale options, and investment returns are not guaranteed. Outcomes depend on the property, location, market conditions, fees, taxes, management costs, holding period, and exit terms. 

The right option depends on your nationality, family profile, budget, timeline, travel needs, lifestyle goals, tax position, source of funds, business interests, and long-term objectives. A private consultation can help compare suitable routes. 

No. Residence approval is not guaranteed. Applications are subject to eligibility, documentation, due diligence, source of funds review, investment completion, government processing, and current program rules. 

Other Services

Second Citizenship

Second citizenship planning, whether through a defined Citizenship by Investment program or a merit-based framework, can provide meaningful long-term value for individuals and families seeking greater flexibility, resilience, and international access.

Find out more
Citizenship by Descent

Citizenship by descent allows you to get a new passport through family ties to a country. We help you uncover treasure hidden within your family tree. It could be through your parents, grandparents, or even further generations back. The specific rules for eligibility vary by country. To qualify for citizenship by descent, you must be able to prove your link to a qualifying ancestor.

Find out more
Government Advisory

At Latitude, we have extensive experience in the fields of residency and citizenship. We help governments to set up and optimize investment migration programs. These are also known as golden visa programs. We are industry leaders. Additionally, we excel in country branding and strategic marketing communications.

Find out more

Speak to One of Our Global Experts and Begin Your Residence Journey Today

Latitude helps individuals and families compare Residence by Investment programs and long-term residence options across leading jurisdictions. Our advisers can help you understand eligibility, investment routes, family inclusion, timelines, physical presence requirements, tax considerations, documentation, and potential pathways to permanent residence or citizenship. Whether you are seeking a European base, a Caribbean lifestyle option, access to the Americas, a long-term Plan B, or a residence route that supports your family’s future, Latitude can help identify the program that best fits your objectives.

  • Visa-free travel to multiple countries
  • Processing times from 2+ months
  • Residence routes starting from USD $150,000
  • Minimal presence requirements

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